Critical Illness

This coverage pays a lump-sum benefit directly to you if a covered catastrophic health event, such as cancer, heart attack, or stroke, strike you or a covered family member. Often, you may select $10,000 o $50,000 of coverage, which pays above and beyond other benefits. You may use the money for anything you wish, including lost income, lost income of a spouse or family caregiver, travel to specialized treatment facilities, experimental  treatment, childcare, household help, etc.